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Maximum Age to Join National Pension System Raised to 65

Published on November 02, 2017
The maximum age for joining the National Pension System (NPS) is raised from 60 years to 65 years for individuals who are not government employees


  • Corporate employees and self -employed are eligible to join NPS till the age of 65 years.
  • Until now, individuals between 18 and 60 years of age could join NPS
  • The decision is taken by Pension Fund Regulatory and Development Authority (PFRDA) of India 
  • NPS is a voluntary contributory retirement savings scheme designed to enable systematic savings during a subscriber’s working life. 
  • It aims at providing an adequate retirement income to every citizen of India.


About National Pension System

  • It was introduced in 2004 for government employees and opened to every citizen in 2009. 
  • The subscriber base includes central and state government employees and those from the private sector, including the informal economy. 
  • Armed forces are not covered under NPS
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