Zero-Balance Bank Accounts under PMJDY crossed balance of Rs 1 trillion

Current context: The zero-balance bank accounts opened under the PM Jan Dhan Yojana scheme, has crossed the cumulative account balance of Rs 1 trillion on 3rd July 2019

• The balance and the number of accounts had a sudden surge after demonetisation
• Six out of 10 accounts are in the rural areas
• Three-fourth accounts are in public sector banks and just 3.4% are in private sector banks

Pradhan Mantri Jan Dhan Yojana (PMJDY):

• PMJDY was launched on 28th August 2014
• It was launched as a National Financial inclusion scheme to promote financial inclusion, increase banking penetration and to provide at least one bank account per household across the country
• It allowed opening bank accounts with zero balance, Rs 1 lakh accidental insurance cover and an additional Rs. 30,000/- life insurance cover, providing RuPay debit card etc.

Question: 

Q.1 Recently PM Jan Dhan Yojana was in news for crossing Rs1 trillion cumulative account balance, in how many years it has acquired this balance?
a. In around 7th year
b. In around 4th year
c. In around 3rd year
d. In around 5th year