Adivasi Mahila Sashaktikaran Yojana

Published on March 06, 2020
Current context: The National Scheduled Tribes Finance and Development Corporation (NSTFDC) is implementing Adivasi Mahila Sashaktikaran Yojana for tribal women on the eve of the International Women's Day, on 8th March.
Adivasi Mahila Sashaktikaran Yojana
  • The Adivasi Mahila Sashaktikaran Yojana is an exclusive concessional scheme for the economic development of eligible Scheduled Tribe Women to enhance their standard of life by providing financial independence.
  • Under the scheme, Scheduled Tribes women can undertake loans for any income generation activity.
  • The loans are given based on requirement of the unit through State Channelizing Agencies.
  • The loan upto Rs 1 lakh per unit will be provided under the scheme with upto 90% of unit cost is provided by NSTFDC as term loan.
  • The scheme provides loans with an interest rate of 2% for the State channelizing agencies (SCA) and 4% for the beneficiaries.
  • The loan is to be repaid in quarterly instalments within a maximum period of 5 years including moratorium period.
  • The eligibility criteria for the AMSY include:
    • The applicant should belong to the Scheduled Tribes Community.
    • The applicant should be above the age of 18 years
    • The annual income of the family should not exceed Rs.98,000 per annum in case of rural areas and Rs.1,20,000 per annum in case of the urban areas.
  • The NSTFDC was instituted by the Ministry of Tribal Affairs for the overall development of both Scheduled Tribe men and women.

Question: 

Q.1 The Adivasi Mahila Sashaktikaran Yojana, launched by the Ministry of Tribal Affairs, will provide loan upto ___________ per unit to eligible Scheduled Tribe?
a. Rs 5 lakh
b. Rs 4 lakh
c. Rs 3 lakh
d. Rs 2 lakh

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