'SmartHub Merchant Solutions 3.0’

Current Context: The private sector bank, HDFC Bank in partnership with Visa launched the ‘SmartHub Merchants Solutions 3.0’.

• The solution is termed to be India’s first comprehensive banking and payment solution for merchants. 
• The ‘SmartHub Merchants Solutions 3.0’ allows merchants and self-employed professionals to open a current account instantly and to accept payments in-store and in an online way. 
• This solution will prove beneficial to 20 million small & medium merchants and self-employed professionals.
• The solution is available in the form of app-based, web-based and in range of PoS devices.
• It allows payment collection through Bharat QR, Aadhaar Pay, UPI, SMS, Google Pay, Credit cards and debit cards etc.
• Static Part: 
• HQ of HDFC Bank: Mumbai
• MD and CEO of HDFC Bank: Sashidhar Jagdishan
• HQ of Visa: California, US
• Chairman and CEO of Visa: AlfredF Kelly Jr.

Question: 

Q.1 Which organisation launched ‘SmartHub Merchants Solutions 3.0’?
a. ICICI Bank
b. Federal Bank
c. Bandhan Bank
d. HDFC Bank