- The report describes that balance sheet of RBI has increased by 6.99% / Rs 3,72,876.43 crore i.e. from Rs 53,34,792.70 crore on 30th June 2020 to Rs 57,07,669.13 crore on 31st March 2021.
- The gain of RBI from foreign exchange transactions has raised by 69%.
- The report describes that the Provision Coverage Ratio (PCR) of banks has improved. In March 2020 it was 66.6% which raised to 75.5% in Dec 2020.
- The Capital to Risk-weighted Assets Ratio (CRAR) of banks increased to 15.9% by December 2020 and in March it was 14.8%.
- The gross NPA ratio of banks decreased from 8.2% in March 2020 to 6.8% in December 2020. For NBFCs, the gross NPA ratio increased from 6.8% in March to 5.7% in December 2020 and the capital adequacy ratio increased from 24.8% in December 2020 to 23.7% in March.
- The bank frauds, in terms of value reduced by 25% to Rs 1.38 trillion and frauds in terms of numbers reduced by 15%.
- The banknotes in circulation witnessed a higher than the average increase during 2020-21, on account of precautionary holding of cash by people due to the COVID-19 pandemic, and its prolonged continuance. The value of banknotes increased by 16.8% and volume of banknotes increased by 7.2% in 2020-21.
- Static Part:
- HQ of RBI: Mumbai
- Governor of RBI: Shaktikanta Das
