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RBI Annual Report 2021

Published on May 30, 2021
Current Context: The Reserve Bank of India (RBI) has released its Annual Report for 2020-21.
RBI Annual Report 2021
  • The report describes that balance sheet of RBI has increased by 6.99% / Rs 3,72,876.43 crore i.e. from Rs 53,34,792.70 crore on 30th June 2020 to Rs 57,07,669.13 crore on 31st March 2021.
  • The gain of RBI from foreign exchange transactions has raised by 69%.
  • The report describes that the Provision Coverage Ratio (PCR) of banks has improved. In March 2020 it was 66.6% which raised to 75.5% in Dec 2020.
  • The Capital to Risk-weighted Assets Ratio (CRAR) of banks increased to 15.9% by December 2020 and in March it was 14.8%.
  • The gross NPA ratio of banks decreased from 8.2% in March 2020 to 6.8% in December 2020. For NBFCs, the gross NPA ratio increased from 6.8% in March to 5.7% in December 2020 and the capital adequacy ratio increased from 24.8% in December 2020 to 23.7% in March.
  • The bank frauds, in terms of value reduced by 25% to Rs 1.38 trillion and frauds in terms of numbers reduced by 15%.
  • The banknotes in circulation witnessed a higher than the average increase during 2020-21, on account of precautionary holding of cash by people due to the COVID-19 pandemic, and its prolonged continuance. The value of banknotes increased by 16.8% and volume of banknotes increased by 7.2% in 2020-21.
  • Static Part: 
    • HQ of RBI: Mumbai
    • Governor of RBI: Shaktikanta Das
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