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Indira Gandhi Urban Credit Card Scheme 2021-- Rajasthan

Published on August 15, 2021
Current Context: The government of Rajasthan launched Indira Gandhi Urban Credit Card Scheme 2021.
Indira Gandhi Urban Credit Card Scheme 2021-- Rajasthan
  • The scheme was launched to provide interest-free loans to the beneficiaries.
  • The interest-free loan of upto Rs 50,000 will be provided to the beneficiaries.
  • The scheme will prove beneficial to 5 lakh beneficiaries of the state by developing employment opportunities.
  • The tenure of the scheme is one year. The loan amount will be sanctioned till 31st March 2022.
  • The loan granted under the scheme will have a moratorium period of 3 months with a loan repayment period of 12 months.
  • The beneficiaries covered under the scheme will be people belonging to the age group of 18-40 years, street vendors, carpenters, masons, tailors , electricians, potters etc i.e. who are associated with small businesses.
  • The scheme is also applicable to those who are unemployed and have severely suffered from job loss in the pandemic period.
  • Those having a monthly income of Rs 15,000 or a family income of Rs 50,000 per month will not be eligible for the scheme.
  • The beneficiaries will be identified at the district level through the certificates issued to the vendors by the urban local bodies and further the applications will be screened and forwarded to the district collector for processing.
  • Static Part: 
    • CM of Rajasthan: Ashok Gehlot
    • Governor of Rajasthan: Kalraj Mishra


Q.1 Which state launched Indira Gandhi Urban Credit Card Scheme 2021?
a. Gujarat
b. Rajasthan
c. Uttar Pradesh
d. Madhya Pradesh
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