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‘Lumine’ Platinum Credit Card & ‘Eclat’ Select Credit Card

Published on August 03, 2021
Current Context: The LIC Cards Services Limited (LIC-CSL) collaborated with IDBI Bank to launch RuPay credit cards.
‘Lumine’ Platinum Credit Card & ‘Eclat’ Select Credit Card
  • The names of the credit cards are: ‘Lumine’ Platinum Credit Card and ‘Eclat’ Select Credit Card.
  • The cards are launched on the RuPay platform and during the 1st phase will be available to LIC policyholders, agents, employees and its subsidiaries.
  • Both the cards will have card limits as per the needs of the cardholders, which will suit their lifestyles.
  • The cardholders will be able to earn 3 ‘delight’ points on every spend of Rs 100 on the Lumine card and 4 points on the Eclat card.
  • The cards if used to pay renewal insurance premiums of LIC will offer 2x reward points to the cardholder.
  • Also, ‘Welcome Bonus Delight Points’ of 1,000 and 1,500 on Lumine and Eclat credit cards respectively will be earned on spending Rs 10,000 within 60 days of card issuance.
  • Both the cards allow the users to convert transactions of more than Rs 3000 to EMI without any processing fees.
  • The EMI tenure options associated with the card are three, six, nine, twelve months.
  • Other benefits like air accident insurance cover, personal accident or permanent disability cover, credit shield cover and zero lost card liability is also linked with both the cards.


Q.1 In partnership with which bank, has LIC Cards Services Limited (LIC-CSL) launched ‘Lumine’ Platinum Credit Card and ‘Eclat’ Select Credit Card?
a. Bandhan Bank
b. Karnataka Bank
c. IDBI Bank
d. Axis Bank
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