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‘Lumine’ Platinum Credit Card & ‘Eclat’ Select Credit Card

Published on August 03, 2021
Current Context: The LIC Cards Services Limited (LIC-CSL) collaborated with IDBI Bank to launch RuPay credit cards.
‘Lumine’ Platinum Credit Card & ‘Eclat’ Select Credit Card
  • The names of the credit cards are: ‘Lumine’ Platinum Credit Card and ‘Eclat’ Select Credit Card.
  • The cards are launched on the RuPay platform and during the 1st phase will be available to LIC policyholders, agents, employees and its subsidiaries.
  • Both the cards will have card limits as per the needs of the cardholders, which will suit their lifestyles.
  • The cardholders will be able to earn 3 ‘delight’ points on every spend of Rs 100 on the Lumine card and 4 points on the Eclat card.
  • The cards if used to pay renewal insurance premiums of LIC will offer 2x reward points to the cardholder.
  • Also, ‘Welcome Bonus Delight Points’ of 1,000 and 1,500 on Lumine and Eclat credit cards respectively will be earned on spending Rs 10,000 within 60 days of card issuance.
  • Both the cards allow the users to convert transactions of more than Rs 3000 to EMI without any processing fees.
  • The EMI tenure options associated with the card are three, six, nine, twelve months.
  • Other benefits like air accident insurance cover, personal accident or permanent disability cover, credit shield cover and zero lost card liability is also linked with both the cards.

Question: 

Q.1 In partnership with which bank, has LIC Cards Services Limited (LIC-CSL) launched ‘Lumine’ Platinum Credit Card and ‘Eclat’ Select Credit Card?
a. Bandhan Bank
b. Karnataka Bank
c. IDBI Bank
d. Axis Bank
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