Maharashtra Government Launches JIVHALA Loan Scheme

May 04, 2022
Current Context: The government of Maharashtra, has come up with a credit facility for Jail inmates, called JIVHALA.
Maharashtra Government Launches JIVHALA Loan Scheme
  • In a unique approach to improving the conditions of Prisoners, the Maharashtra Government has launched a credit scheme for prisoners, with assistance from a Cooperative bank.
  • The loan will be disbursed to those who have served a minimum of three years of the term. The scheme has been launched on a pilot basis from Yerwada Jail of Pune.
  • 50,000 rupees, is to be lent to the prisoners charged at a rate of interest of 7 % per annum. The Bank will contribute 1% of its earnings to the Prisoner's Welfare Fund.
  • The scheme will help erosion of the family's source of income because a large chunk of the family income is directed to litigation and maintenance of the jailed accused.

Question:

Q.1 Which state government has come up with the credit scheme for prisoners?
a. Gujarat
b. Maharashtra
c. Bihar
d. Jharkhand

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