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Gross NPAs could hit 9.5% in case of Severe Stress

Published on July 01, 2022
Current Context: As per bi-annual report of RBI, gross non-performing assets (NPAs) may climb to 9.5% by March 2023 from 5.9% in March 2022.
Gross NPAs could hit 9.5% in case of Severe Stress
  • As per the report banks would be able to comply with minimum capital adequacy norms even in a severe stress scenario.
  • It has been estimated that non-banking financial companies, may be vulnerable to liquidity shocks.
  • Public sector banks (PSBs), private sector banks (PVBs), and non-banking finance companies (NBFCs), credit increased to 29.9% of credit-active consumers as of September-end 2021.
  • Scheduled Commercial Banks’ slippage ratio rose to 3.6%.
  • The major risks were commodity prices, domestic inflation, equity price volatility, asset quality deterioration, and credit growth.

Question:

Q.1 As per bi-annual report of RBI, gross non-performing assets (NPAs) may climb to ________by March 2023?
a. 10.2%
b. 9.5%
c. 8.2%
d. 7.3%
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