- Share of large borrowers, whose aggregate fund and non-fund based exposure of Rs 5 crore and above, has been declining in recent years.
- It will lead to a reduction in credit concentration and diversification of borrowers.
- As per the report, the GNPA ratio of large borrowers has declined to 7.7% in March 2022.
- While the asset quality of SCBs continued to improve as the GNPA ratio declined.
- Apart from that, the Net non-performing assets (NNPA) ratio also fell by 70 bps and stood at 1.7% from 2020-21.
Question:
Q.1 As per the Financial Stability report, the gross nonperforming assets of large borrowers have declined to _______?a. 6.4%
b. 7.7%
c. 5.2%
d. 4.1%
