PNB HFC Launches Home Loan for Tier I and Tier II Cities

Published on December 12, 2022
Current Context: The PNB Housing Finance Limited (HFC) launched a low-cost home loan program called “Roshni”.
PNB HFC Launches Home Loan for Tier I and Tier II Cities
  • The primary objective of Roshni is to enable customers from Tier I and Tier II cities to avail of home loans ranging from INR 5 lakh to INR 30 lakh.
  • This initiative of the PNB HFC is in line with the Government of India’s “Housing for All” mission.
  • The scheme will offer a variety of loans for:
  1. Purchase of property
  2. Home expansion and renovation
  3. Self-building
  4. Plot purchases combined with construction
  • The following applicants will be eligible:
  1. First-time credit borrowers
  2. Self-employed people
  3. Salaried with low and middle-income group
  • PNB Housing Finance Limited is a housing finance company that was established in 1988 with its headquarters in New Delhi. The current Non-Executive Chairperson of the company is Sunil Mehta.


Q.1 Which of the following recently launched the home loan scheme “Roshni”?
a. HDFC Housing Finance
b. IIFL Housing Finance
c. LIC Housing Finance
d. PNB Housing Finance

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