Razorpay Enables Credit Card Payments via UPI

Current Context: Razorpay enabled merchants to accept credit card payments via UPI (Unified Payment Interface) with minimal changes to the existing setup.

• This development by Razorpay was introduced in collaboration with Axis Bank.
• It announced that this innovation will be first enabled to the customers of:

1. HDFC Bank
2. PNB
3. Union Bank
4. Indian Bank

• At the event, the MD of Razorpay, Shashank Kumar said that the decision undertaken by the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI) will have positive implications for both consumers and merchants, where, via credit cards on UPI, they will be able to transact and accept payments.
• This facility will assist RuPay credit card users enabling them to transact seamlessly with merchants across India on credit rails.
• Razorpay is a Financial Technology (FinTech) company that was established in 2014 with its headquarters in Bengaluru. The current CEO of the company is Harshil Mathur.

Question:

Q.1 Which of the following enabled merchants to accept credit card payments via UPI?
a. PayU
b. BillDesk
c. Paytm 

d. Razorpay