CRED launched RuPay credit card-based UPI payments

Current Context: CRED, a fintech company that rewards users for paying their credit card bills on time, has recently launched RuPay credit card-based UPI payments in collaboration with NPCI.

• This feature allows CRED members to use their RuPay credit cards to make payments via UPI by scanning any UPI QR code or entering the merchant UPI ID.
• This is a convenient and secure way to use credit cards for day-to-day expenses and also enjoy exclusive benefits, offers, and rewards from CRED and RuPay.

Question:

Q.1 What is the name of the fintech company that rewards users for paying their credit card bills on time and has launched RuPay credit card-based UPI payments?
a. Paytm
b. PhonePe
c. CRED
d. Google Pay