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ICICI Bank introduces ‘iFinance’, a One-Stop

Published on October 16, 2023

Current Context:  ICICI Bank has launched a new feature called ‘iFinance’ on October 12, 2023. This feature allows customers to get a consolidated view of their savings and current accounts across different banks in one place. Here are some key features of ‘iFinance’

    • Linking and Viewing of All Accounts: Users can securely link their savings and current accounts with all banks and view account balances at one place.
    • Summary of Income and Expenditure: The facility allows users to get an insightful summary of their income and expenditure which helps them monitor their finances properly.
    • Track Spending/Payments: Users can track their spends and get category-wise information of their expenses. This helps them in managing their expenses and overall financial health.
    • Complete User Control: The facility also provides increased convenience as the users can link and de-link accounts on a real-time basis.
    • Detailed Statement(s): With this facility, users can also download consolidated account statement(s) of all linked Bank accounts.
  • This feature is available across ICICI Bank’s mobile banking and internet banking platforms. It leverages the Account Aggregator ecosystem to enable users to link their accounts. This initiative is part of ICICI Bank’s effort to introduce the convenience of open banking for customers.


Q.1 What are the key features of ICICI Bank’s ‘iFinance’ feature?
a. Allows users to link and view their savings and current accounts across different banks
b. Provides a summary of income and expenditure
c. Enables users to track their spending and payments
d. All of the above
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