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MFIN: Micro-credit Disbursements Decline 35.8% to Rs 22,091 crore in Q3FY25

Published on February 28, 2025
Current Context: The report is named the 52nd edition of Micrometer. It was released on February 26, 2025, by the Microfinance Institution Network (MFIN).
MFIN: Micro-credit Disbursements Decline 35.8% to Rs 22,091 crore in Q3FY25


Contents of the Report:
  • Micro-credit Disbursements: Declined by 35.8% to Rs 22,091 crore in Q3FY25 compared to the same period in the previous fiscal year.
  • Assets Under Management (AUM): Stood at Rs 1,42,695 crore at the end of December 2024, showing a slight decrease of 0.1% compared to the same period in the previous year.
  • Average Loan Amount: The average loan amount disbursed per account during the third quarter was Rs 51,691 crore, registering an increase of 15.2% compared to the same quarter of the previous fiscal year.
  • Portfolio at Risk (PAR): The PAR, defined as unpaid loans of more than 30 days, deteriorated to 8.8% as of December 31, 2024, compared to 3.5% in the previous corresponding period.
  • Debt Funding: During the third quarter, NBFC-MFIs received debt funding of Rs 12,921 crore, mainly contributed by banks.

Question:

Q.1 What was the total Assets Under Management (AUM) of the microfinance sector at the end of December 2024?
a) ₹1,42,695 crore
b) ₹1,40,500 crore
c) ₹1,50,200 crore
d) ₹1,35,890 crore

Answer: a) The AUM of the microfinance sector stood at ₹1,42,695 crore at the end of December 2024, showing a marginal decline of 0.1% compared to the previous year.
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