MoF Retains Small Savings Scheme Interest Rates for Q1FY26

Current Context: On March 28, 2025, the Ministry of Finance (MoF) announced that Small Savings Scheme interest rates will remain unchanged for the April-June quarter of FY26.

Popular schemes include:

• Public Provident Fund (PPF): Interest rate remains at 7.1%.
• National Savings Certificate (NSC): Interest rate stays at 7.7%.
• Sukanya Samriddhi Yojana (SSY): Interest rate continues at 8.2%.
• The decision ensures stability and predictability for small savers and risk-averse investors.
• Quarterly reviews are conducted, considering factors like inflation and economic trends, but no adjustments were made for this period.

Question:

Q.1 What is the interest rate for the National Savings Certificate (NSC) for the April-June quarter of FY26?
a) 7.0%
b) 7.5%
c) 7.7%
d) 8.0%

Answer: c) The interest rate for the National Savings Certificate (NSC) remains at 7.7% for the April-June quarter of FY26.