%20(500%20%C3%97%20280%20px)%20(500%20x%20300%20px)%20(62).png "SBI Research Report: MSMEs in Bihar, UP, Odisha, N-E availing more Mudra loans")
Key Highlights of the Report:
a) ₹15 lakh crore
b) ₹22 lakh crore
c) ₹28 lakh crore
d) ₹33 lakh crore
- Mudra Loan Growth: The report highlights a significant increase in Mudra loan disbursements to MSMEs in Bihar, Uttar Pradesh, Odisha, and the North-East, addressing regional financial disparities.
- Inclusive Credit Distribution: Bihar's share of Mudra loans rose from 5.67% in FY16 to 10.97% in FY25, while Uttar Pradesh, Odisha, and the North-East also saw notable growth.
- Policy Interventions: The report attributes this shift to targeted policies like digital lending platforms and the Unified Lending Interface (ULI), improving access to micro-credit.
- Economic Impact: Over the past decade, PMMY has sanctioned over ₹33 lakh crore in loans, with the average loan size increasing from ₹38,000 in FY16 to ₹1.02 lakh in FY25.
Question:
Q.1 What is the total value of loans sanctioned under Pradhan Mantri Mudra Yojana (PMMY) over the past decade as per the SBI Research Report titled "Pradhan Mantri Mudra Yojana (PMMY)” report?a) ₹15 lakh crore
b) ₹22 lakh crore
c) ₹28 lakh crore
d) ₹33 lakh crore
Answer: d) The report states that over ₹33 lakh crore in Mudra loans have been sanctioned since the scheme’s inception, highlighting its economic impact.
