%20(500%20%C3%97%20280%20px)%20(500%20x%20300%20px)%20(20).png "FM Sitharaman Reviews PSBs’ FY25 Performance; Urges Inclusive Lending, Digital Push")
Key Highlights:
a) 0.75%
b) 0.65%
c) 0.52%
d) 0.45%
Answer: c) Net NPAs declined to 0.52%, reflecting better credit monitoring and asset recovery efforts.
- Net profit hit ₹1.78 lakh crore, up 26% YoY; Net NPAs dropped to 0.52%, CRAR improved to 16.15%.
- Focus on expanding credit to MSMEs, agriculture, and green sectors, and improving customer service.
- Push for greater outreach in rural and Northeast regions and support for schemes like PM Vishwakarma, KCC, and PM Surya Ghar.
- Launched a 3-month Financial Inclusion Campaign from July 1, covering 2.7 lakh Gram Panchayats and ULBs.
Question:
Q.1 What was the Net Non-Performing Assets (Net NPA) ratio for PSBs in FY 2024–25?a) 0.75%
b) 0.65%
c) 0.52%
d) 0.45%
Answer: c) Net NPAs declined to 0.52%, reflecting better credit monitoring and asset recovery efforts.
