NPCI Launches New Subsidiary ‘NTSL’ to Boost Payments Innovation in India

Current Context: On 7 Oct 2025, the National Payments Corporation of India (NPCI) launched a new subsidiary called NPCI Tech Solutions Limited (NTSL).

• NTSL has been created to drive payments innovation, fintech experimentation, and deep‑tech solutions in India.
• It will focus on AI-driven fraud detection, blockchain-based settlements, and next‑gen UPI (Unified Payments Interface) features.
• NTSL joins NPCI’s other subsidiaries – NPCI Bharat BillPay Limited (NBBL), NPCI International Payments Limited (NIPL), and NPCI BHIM Services Limited (NBSL).
• The move supports UPI and RuPay’s global expansion while strengthening India’s digital payments ecosystem.

Question:

Q.1 NPCI Tech Solutions Limited (NTSL) has been established by which organization?
a) National Payments Corporation of India
b) Ministry of Finance
c) Reserve Bank of India
d) NITI Aayog

Answer: a) NPCI, the umbrella body for retail payments, created NTSL to lead innovation in fintech infrastructure.