Paytm Enables UPI Payments for NRIs using International Mobile Numbers

Current Context: On October 27, 2025, Paytm enabled UPI payments for NRIs using their international mobile numbers, without requiring an Indian SIM card.

• The service, powered by NPCI, allows NRIs to link their NRE/NRO bank accounts and make seamless UPI transactions in India.
• It is available in 12 countries including the USA, UK, UAE, Canada, Singapore, Australia, and Saudi Arabia.
• NRIs can now pay merchants, transfer funds, and shop online in India by simply scanning UPI QR codes.
• Transactions are settled in Indian Rupees, avoiding forex conversion charges and international gateway fees.
• This move expands UPI’s global reach and strengthens India’s position as a leader in digital payments innovation.

Question:

Q.1 Which of the following is NOT among the 12 countries where Paytm enabled international mobile-based UPI for NRIs?
A) USA
b) UK
c) Singapore
d) Russia

Answer: d) Russia is not mentioned. Countries include USA, UK, UAE, Canada, Singapore, Australia, Saudi Arabia, etc.