Punjab Launches ‘Mukhya Mantri Sehat Yojana’ to Provide Free Cashless Healthcare

Current Context: On 22 January 2026, the Punjab government launched the Mukh Mantri Sehat Yojana (MMSY) in Mohali. It was rolled out by Chief Minister Bhagwant Mann and AAP convener Arvind Kejriwal.

• The scheme provides free cashless treatment up to ₹10 lakh per family per year, doubling the earlier ₹5 lakh limit.
• It covers 65 lakh families (around 3 crore people) with no income cap, ensuring universal eligibility.
• Over 2,500 medical procedures including cardiology, oncology, organ transplants, and neurosurgery are included.
• Treatment is available at 850+ empanelled hospitals across Punjab and Chandigarh.
• Funding is hybrid—₹1 lakh via United India Insurance Company and ₹9 lakh via the State Health Agency (SHA), with a ₹1,200 crore budget earmarked for 2026.

Question:

Q.1 Under the Mukh Mantri Sehat Yojana, the maximum cashless treatment cover per family per year is:
a) ₹5 lakh
b) ₹7.5 lakh
c) ₹8 lakh
d) ₹10 lakh

Answer: d) The scheme provides free cashless treatment up to ₹10 lakh per family per year, doubling the earlier limit.