NCDC Launches Yuva & Swayamshakti Schemes

Current Context: The National Cooperative Development Corporation (NCDC) accelerated two flagship schemes in early 2026 – Yuva Sahakar and Swayamshakti Sahakar – to modernize India’s cooperative sector.

• Yuva Sahakar treats new cooperatives as startups, offering up to 80% loan coverage for special categories, 2% interest subvention, and a 2‑year repayment moratorium.
• It aims to attract Gen‑Z and Millennials into cooperatives with innovative, viable business plans.
• Swayamshakti Sahakar focuses on women SHGs, providing affordable credit through PACS and DCCBs for activities like dairy, food processing, and handlooms.
• In 2024–25, NCDC disbursed ₹1,355.61 crore, benefiting over 41 lakh women members.
• Together, these schemes promote youth innovation, women empowerment, and inclusive rural prosperity under the vision “Sahakar se Samriddhi.”

Question:

Q.1 Under the Yuva Sahakar scheme, what is the maximum loan coverage available for special category cooperatives?
a) 60%
b) 70%
c) 75%
d) 80%

Answer: d) The scheme provides up to 80% loan coverage for special category beneficiaries.