‘Delhi Lakhpati Bitiya Yojana’ launched to strengthen financial security for Girls in Delhi

March 02, 2026
Current Context: On 2 March 2026, Delhi launched the ‘Lakhpati Bitiya Yojana’ (also called Lakhpati Beti Yojana), inaugurated by President Droupadi Murmu at the Sashakt Naari, Samriddh Delhi programme in Indira Gandhi Indoor Stadium.
‘Delhi Lakhpati Bitiya Yojana’ launched to strengthen financial security for Girls in Delhi
  • It replaces the 2008 Ladli Scheme and was announced by CM Rekha Gupta, with full rollout from 1 April 2026.
  • The scheme provides phased deposits of ₹56,000–61,000 linked to milestones like school admissions and graduation.
  • On maturity (around age 21 or completion of higher education), the amount grows to ₹1–1.25 lakh, ensuring financial independence.
  • Funds are transferred via DBT to Aadhaar‑linked accounts, managed with partners like SBI Life Insurance.
  • Eligibility: Girls born in Delhi, family income ≤ ₹1.20 lakh/year, residents for 3+ years, up to two girls per family, including those in child care institutions.
  • The scheme aims to prevent dropouts, promote education, and build long‑term savings for girls from weaker sections.

Question:

Q.1 The ‘Lakhpati Bitiya Yojana’ replaced which earlier Delhi scheme?
a) Sukanya Samriddhi Yojana
b) Ladli Scheme (2008)
c) Beti Bachao Beti Padhao
d) Kanya Sumangala Yojana

Answer: b) The new scheme replaces the Ladli Scheme (2008) to strengthen financial support and modernize benefit delivery through Direct Benefit Transfer (DBT).

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