Current Context: RBI has granted a Type II NBFC-ND licence to Delhivery Financial Services Pvt. Ltd., a wholly owned subsidiary of Delhivery Ltd.
- The approval was granted on 13 July 2026, subject to regulatory compliance.
- The licence enables Delhivery to enter the financial services sector.
- The company plans to offer working capital loans, supply chain finance, invoice financing, and credit solutions to MSMEs, merchants, and logistics partners.
- Delhivery will leverage its logistics and transaction data to provide data-driven lending.
- The move aims to diversify Delhivery's business beyond logistics and strengthen its integrated logistics ecosystem.
- The licence has been issued under RBI's new Type I–Type II NBFC classification framework, effective from 1 July 2026.
Question:
Q1.RBI recently granted a Type II NBFC-ND licence to the wholly owned subsidiary of which company, enabling it to expand into financial services?
a) Zomato Ltd.
b) Delhivery Ltd.
c) Blue Dart Express Ltd.
d) India Post Payments Bank
Answer: b) The RBI granted a Type II NBFC-ND licence to Delhivery Financial Services Pvt. Ltd., a wholly owned subsidiary of Delhivery Ltd., on 13 July 2026.