Government Notifies EPF Scheme 2026

July 03, 2026
Current Context: The Government of India notified the EPF Scheme, 2026 to update provident fund rules and improve member services.
  • The scheme revises partial withdrawal rules, making them simpler and more organised for EPF members.
  • Partial withdrawals are now grouped into three broad categories instead of many separate categories.
  • EPF members must keep at least 25% of their eligible EPF balance in the account while making partial withdrawals.
  • Withdrawals can be made for important needs such as illness, education, marriage, housing, and special circumstances.
  • The scheme also introduces improved member services such as UPI-based PF withdrawal and WhatsApp-based EPFO services.
  • The main aim is to make EPF services faster, simpler, more digital, and more user-friendly for employees.

Question:

Q1.Under the EPF Scheme, 2026, members must retain at least what percentage of their eligible EPF balance before making a partial withdrawal?
a)10%
b) 20%
c) 25%
d) 50%

Answer: c)  Members must maintain a minimum balance of 25% of their eligible EPF balance before partial withdrawal

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