MasterCard Identity Check Express

Current context: MasterCard has launched the Identity Check Express, a mobile-first authentication solution for online payment security.

• The authentication process is launched for Indian consumers to eliminate friction and enhance security in online payments.
• The Identity Check Express was first displayed at the Global MasterCard Cybersecurity Summit.
• The initiative has been taken as it was found that about 20% of mobile e-commerce transactions are abandoned mid-way, in an analysis done by MasterCard.
• To provide an uninterrupted mobile payment experience, the MasterCard Identity Check Express includes the latest EMV 3-D Secure and FIDO authentication standards, device intelligence, and behavioural biometrics.
• Onetime merchant-specific consent will be shared under the Identity Check Express, to offer a frictionless payment experience to MasterCard cardholders at leading merchants for an amount less than Rs 2,000.
• The cardholders will be authenticated with a PIN for transactions greater than Rs 2,000.

Question: 

Q.1 Which out of the following has launched the “Identity Check Express” for online payment security?
a. PayPal
b. Standard Chartered
c. American Express
d. MasterCard