‘MandateHQ'—By Razorpay and Mastercard

Current Context: Razorpay in partnership with Mastercard launched 'MandateHQ'.

• The 'MandateHQ' is a payment interface which help card-issuing banks to enable recurring payments for their customers.
• The MandateHQ will be integrated with more than 50 banks in the next 12 months.
• It is an Application Programming Interface that is based on a plug-n-play solution. It will help to reduce go-live time for card-issuing banks.
• The payment interface will allow banks to implement RBI’s new framework to automate debit and recurring payments.
• It will help banks to manage, view, update, cancel, pause the processing of debits of mandates in an easy manner.
• Static Part: 
• HQ of Razorpay: Bangalore

Question: 

Q.1 Which company launched 'MandateHQ' a payment interface that helps card-issuing banks to enable recurring payments for its customers?
a. Razorpay
b. Mastercard
c. NPCI
d. Both (a) and (b)