Phonepe becomes India’s first cross- border UPI payment initiative

Current context: PhonePe has become India's first fintech platform to enable cross-border payments using the Unified Payments Interface (UPI).

This feature, called "UPI international", allows Indian users of PhonePe to make instant payments to foreign merchants using UPI when they are travelling abroad.
The feature is intended to make transactions safe and simple for millions of Indian travellers. It currently supports international merchants with a local QR code in UAE, Singapore, Mauritius, Nepal, and Bhutan.
PhonePe users can activate their UPI-linked bank account for the service at the merchant's location or before travelling by using the PhonePe app and entering their UPI pin.
This feature allows direct foreign currency payments from an Indian bank account using UPI, similar to international debit cards.
The National Payments Corporation of India (NPCI), in partnership with NPCI International Payments Limited (NIPL), plans to expand UPI International to more countries in 2023.
PhonePe, India's most valued fintech player, has 435 million registered users and recently secured USD 350 million in funding.

PhonePe:-

Question:

Q.1 Which company launched India’s first cross-border UPI payment initiative?
a. Paytm
b. PhonePe
c. Google pay
d. Mobikwik