RBI announced HARBINGER 2023

Current context: The Reserve Bank of India has announced a hackathon named "HARBINGER-2023" with a focus on "Inclusive Digital Services."

• The hackathon will include participants from 22 countries, including India, Israel, the USA, and the UK. The event will cover four segments, namely digital banking, regulations, transactions, and the use of blockchain in transactions.
• The objective of the hackathon is to develop solutions that will aid differently-abled individuals to access digital financial services and increase the reach of the central bank's digital currencies.
• The participants will also have the opportunity to interact with industry experts and showcase their innovative solutions.
• The winner of the hackathon will receive Rs 40 lakhs, and the runner-up will receive Rs 20 lakhs. This is the second hackathon conducted by the RBI, with the previous event focusing on "Smarter Digital Payments."
• The themes are chosen based on the RBI's current activities and requirements, with this year's focus being on digital currencies.

Question:

Q.1 What is the theme of the "HARBINGER-2023" hackathon announced by the Reserve Bank of India?
a. Smarter Digital Payments
b. Inclusive Digital Services
c. Blockchain Technology
d. Digital Banking