- Direct advances to agriculture and SME sectors which are standard, shall attract a uniform provisioning requirement of 0.25 percent of the funded outstanding on a portfolio basis.
- Advances to the commercial real estate (CRE) sector that are standard shall attract a uniform provisioning requirement of 1.00 percent of the funded outstanding on a portfolio basis.
- For advances to the commercial real estate - residential housing (CRE-RH) sector, which are standard, the provisioning requirement shall be 0.75 percent.
- For all other advances, banks shall maintain a uniform general standard asset provision of a minimum of 0.40 percent of the funded outstanding on a portfolio basis.
Question:
Q.1 What is the uniform provisioning requirement for standard advances to agriculture and SME sectors applicable to all categories of UCBs under the revised framework?a. 0.1 per cent
b. 0.25 per cent
c. 0.5 per cent
d. 1 per cent
b. 0.25 per cent
c. 0.5 per cent
d. 1 per cent
