Tripura Launched CM Jan Arogya Yojana; Becomes 1st Northeast State Universal Health Cover

Current Context: Tripura launched the Chief Minister's Jan Arogya Yojana (CM-JAY) on February 15, 2024, making it the first Northeast state to implement a universal health insurance scheme.

• This is a significant step towards improving healthcare access and affordability for residents of the state.
• Here are some key points about the scheme:
• Coverage: Provides an insurance cover of Rs. 5 lakh per family per year.
• Beneficiaries: Covers 4.15 lakh families in the state, including those not covered under the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).
• Benefits: Free healthcare services for indoor patients at primary health centers, empaneled private hospitals within the state, and even outside the state for specific treatments.
• Uniqueness: The scheme has four unique features compared to AB-PMJAY:
• Covers pre-existing conditions after a waiting period.
• Includes daycare procedures.
• Provides travel allowance for availing treatment outside the state.
• Offers financial assistance for organ transplantation.

Question:

Q.1 Which Northeast state is the first to implement a universal health insurance scheme?
a. Assam
b. Nagaland
c. Tripura
d. Manipur