UP Kisan Karj Mafi Scheme 2026

July 08, 2026

 Current Context: The UP Kisan Karj Mafi Scheme 2026 continues to provide crop loan waiver of up to ₹1 lakh to eligible small and marginal farmers in Uttar Pradesh, and the government has updated beneficiary verification and status-check facilities through the official portal. 

  •  Launched in 2017 by the Government of Uttar Pradesh to provide debt relief to farmers.
  • Purpose: To reduce farmers' debt burden, improve their financial condition, promote institutional credit, and support agricultural development.
  • Eligibility: The applicant must be a permanent resident of Uttar Pradesh, a small or marginal farmer owning up to 2 hectares of land, and have taken a crop loan from a Scheduled Commercial Bank, RRB, or Cooperative Bank.
  • Required Documents: Aadhaar Card, bank passbook, land records, identity proof, address proof, mobile number, loan details, and Aadhaar-linked KYC.
  • Official Portal: Farmers can check eligibility, beneficiary list, and loan waiver status through the official UP Kisan Rin Mochan Portal.

Question: 

Q1. Which of the following farmers is eligible under the UP Kisan Karj Mafi Scheme?
a) Any farmer in India
b) Only large farmers
c) Small and marginal farmers of Uttar Pradesh meeting the prescribed conditions
d) Only tenant farmers

Answer: c)  The scheme is intended for small and marginal farmers who are permanent residents of Uttar Pradesh and satisfy the eligibility criteria, including eligible crop loans from approved financial institutions.

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